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KORAYGLOBAL

Transfer fee calculator

Enter the amount, the fees your provider shows you and the exchange rate. The calculator breaks down every cost, including the margin hidden in the exchange rate.

Use the mid-market rate from a source you trust. We do not fetch live rates.

How far the provider’s rate is below the mid-market rate. Many providers show it; some build it into their rate without saying so.

Result

Enter an amount to see the breakdown.

This is a calculation with the numbers you entered, not a quote from any provider. The final amount depends on the provider’s rate and fees at the moment you send.

Everything is calculated in your browser. Nothing you enter is stored or sent anywhere.

How the calculation works

  1. The fixed fee and the percentage fee (a percentage of the amount sent) are taken first, in the sending currency.
  2. What remains is converted. If the currencies differ, the provider’s rate is the exchange rate you entered minus the margin: rate × (1 − margin ÷ 100).
  3. The receiving fee is then taken in the receiving currency. The total cost adds every fee and the margin, expressed in the sending currency at the rate you entered.
  4. Results are rounded to the currency’s smallest unit only for display; the calculation itself is not rounded.

What this calculator does not do

  • It does not know any provider’s current fees or rates: you enter them.
  • It does not include taxes, bank charges outside the transfer, or fees that depend on the payment method you use to fund the transfer, unless you add them as a fee.
  • Some providers apply their fees after conversion or in a different order; the result can then differ slightly.

This is general information, not financial, legal or tax advice. Providers change their terms; check the linked official page before you act.